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Tri Utomo, Prasetyo and Siti, Resmi and Hari, Nurweni and Ega, Saputra (2020) DO CHARACTER, CAPACITY, CAPITAL, COLLATERAL, AND CONDITIONS AS AFFECT ON BAD LOANS. Journal of Accounting and Finance Management (JAFM), 1 (2). pp. 100-110. ISSN 2721-3013